Genius Finservices is a fee based financial planning firm providing holistic solutions in personal finance. We help people understand their current financial situation, create and prioritize financial goals, and develop a sensible plan to reach or exceed those goals.

Why we do! what we do!

We are a boutique wealth advisory business, focused upon delivering a broad and innovative range of solutions to building and preserving your wealth.

We enjoy working with our clients in a long term process so as to enable them to reach their goals and feel confident with their financial future.

Our values are founded upon ensuring that you have control over your money, rather than a common ailment whereby money has control over you and your future.

Our Process

Our initial focus is to identify the goals that are meaningful to you. This is your destination.

We then examine your resources, and align your money in the direction of your goals.

Our recommendations are going to be based upon core scientific principles so as to maximise the opportunity for your risks to be rewarded.

The result is a clarity of direction and a peace of mind that you have implemented a plan to control your money and maximise it’s potential over the long term.

We will meet with you on a regular basis depending upon your needs, so as to ensure that your money remains in alignment with your vision. This may arise through a variety of reasons, for example, tax changes, investment market opportunities or personal circumstances.

This is why it pays to have your goals in concrete, and your plans in sand.

Fee Schedule

Please refer to our Financial Services Guide for all fees at the time of your first visit.

What we stand for and What we stand against

As wealth advisors, we will recommend investment opportunities for you. Our core philosophy is founded upon proven, successful academic investment principles. We remain steadfast in our belief that markets are efficient over the long term, and you will be wise to allow your money to be rewarded via capital market returns, rather than the common belief that you can stock pick or market time asset classes on an ad-hoc basis.

Who we are

Gajanan Kulkarni Certified Personal Financial Advisor

Gajanan is director of the firm and a financial planner.

He has been providing specialist wealth management services to clients since 2009. Clients range from young wealth accumulators to aggressive high net worth investors to retirees focused upon capital preservation.

The foundation of Gajanans advice is providing:

Clarity - Identifying your future vision, through discussions focusing upon the important areas of your life.

Science - Maximising the probability of your success is applied via the use of rigorously tested academic strategies.

Wealth - The combination of humanity and science provides the potential to achieve your aspirations with financial confidence.

On a personal basis, Gajanan has been married for more than 20 years, with a young child. His interests outside of wealth management include photography, tennis, painting and spending time (and energy) with the family.

Aparna Kulkarni

Insurance Specialist

Aparna provides the personal life insurance specialist service for our business. She makes sure the right person gets the right money at the right time. Her interests include travelling, movies and painitng. Of course, fine dining always rates a mention for special occasions!

 

Rajesh Paranjape
Operations

Rajesh looks after operations of our business, ensuring that each persons experience is highly efficient and an enjoyable, timely service.

Rajesh will coordination with each member of team so that you are entirely comfortable with our advice and service, just as if one of our own family members were receiving advice.

Tips on working with us

Where possible, we will mail to you an agenda prior to our meeting. It is greatly beneficial in terms of time, clarity and purpose, that you provide sufficient reference material at the meeting. This typically includes items such as:-

• Recent payslips or tax returns 
• List of assets & liabilities
• Overview of expenses (not necessarily a detailed budget)

“We work best with clients who…..”

• Are intelligent professionals who ‘think’ about their money options
• Have challenges in managing their money due to time, complexity or prefer to enjoy their life doing other pleasurable activities.
• Are respectful of advice, communicates ongoing changes in their life, and seeks input from a trusted person.
• Participates in the decision making process, resulting in a clear understanding and responsibility for financial decisions.
• Is open to new ideas and strategies as opportunities may arise.
• Have investable assets
• Is comfortable to refer friends and family for wealth advisory in the future.